01 / THE FIT
Start with the purpose
A home purchase or refinance may call for an alternative documentation mortgage. A short-term business funding gap may call for a different structure.
Finance for the self employed
Your business is unique. Your lending options can be too.
When standard tax returns do not tell the full story, PPM Finance can explore alternative documentation loans and specialist private funding to suit your circumstances.
Which situation sounds closer to yours?
Select a path to understand the conversation we would have with a lender.
Alternative documents may show the fuller picture.
Some non-bank lenders can assess self employed income using documents such as BAS, business bank statements or an accountant's declaration, where standard tax returns do not reflect your current position. They still assess whether the loan is suitable and affordable.
Discuss my options ↓More choice. Clearer trade-offs.
PPM Finance has access to a range of non-bank finance companies and private lenders. Ashley considers the purpose, evidence, security, timing and total cost before matching a scenario with a suitable funder.
02 / THE EVIDENCE
Show how repayment works
Less traditional paperwork does not mean no assessment. The right records and a realistic plan help lenders understand your position.
03 / THE COST
Know the full commitment
Compare interest, establishment and exit fees, security, term and what happens if a planned refinance or sale is delayed.
Experience that understands business owners.
Ashley Blyth brings more than 30 years in banking and finance, including over 20 years in business banking. PPM Finance helps self employed clients navigate lending policies and find a structure that makes sense for their next step.
Start a conversation
Tell us what you are trying to achieve.
Share an outline of your lending goal. Ashley can discuss which documentation and funding pathways may be worth exploring.
Further reading: PPM Finance on private lending · Liberty on low doc loans · Pepper Money on alt doc loans